Laura J. Hjelseth
Licenses
North Dakota: Licensed Real Property Appraiser              # LA-2203
Minnesota: Licensed Real Property Appraiser  # 20229646
Education and Courses Completed
   Associates of Arts Degree in Business Administration, May 1993, UND-Lake Region, Devils Lake, ND

Appraisal Education
   Introduction to Appraisal Standards & Ethics
   Introduction to Appraisal Principles I
   Introduction to Appraisal Principles II
   Introduction to Appraisal Practices I
   Introduction to Appraisal Practices II
   Appraiser's Guide to Residential Construction
   Houses: From the Ground Up
   USPAP 2001
   Appraisal Report Writing
   Underwriting Rural Properties/Rural Appraisals
   Financial Round Table
   Twenty Cost-Effective Home Improvements
   Serving the Client: The Application & the Use of Streamlined Appraisal Process/Highest Best Use
   Fannie Mae and the Appraisal Process
   Performing FHA Appraisals Within New HUD Guidelines
   USPAP Update 2003

Professional Business Experience
2000 to Present: Appraiser, The Appraisal Office, ND
  

 

July 1999 to 2000: Office Manager, The Appraisal Office, Fargo, ND.
   June 1998 to July 1999: Office Manager, Coldwell Banker Real Estate, Fargo, ND
   July 1997 to February 1998: Secretary/Assessor, Ramsey Co. Tax Equalization Office, Ramsey Co. Courthouse, Devils Lake, ND
   August 1995 to June 1997: School Secretary, Minnie H. Elementary, Devils Lake, ND

Description of Assignments
   Conventional Real Estate Appraisals
   Private Appraisals for Estates, Trusts, and for Selling purposes
   Limited Appraisals for Second Mortgage purposes
   Compliance Inspections
   Appraisal Reviews
   Plat Drawings

Experience
   More than 1,700 assignments in the past 4 years totaling over 6,500 experience hours consisting of singe residential to four unit dwellings. Of these assignments, approximately 250 were done under supervision as an apprentice appraiser.