Dennis J. Huber, Owner
Licenses
North Dakota: Licensed Real Property Appraiser               # LA-1070
Minnesota: Certified Residential Real Property Appraiser  # 4003491

Education and Courses Completed
   University of Mary, Bismarck, ND - Accounting
   North Dakota State University - Business Economics

Appraisal Education
   Appraisal 2002: Mandatory USPAP and Regulatory Update, August 2002
   Appraisal 2002: Robo Appraiser '02, August 2002
   Appraisal 2002: The Business of Appraisal, August 2002
   Appraisal 107: How to Perform FHA  Appraisals Within New HUD Guidelines, August 2002
   Fannie Mae and the Appraisal Process IV
   FHA & The Appraisal Process, August 1999
   USPAP Update, Standards & Ethics, July 1999
   Investment Property Appraisal, July 1999
   Investment & Financial Analysis, June 1999
   Tips & Techniques for Performing Appraisal Reviews, July 1998
   USPAP Update, 1996
   Environmental Issues and Concerns, 1996
   Houses: FHA Appraisal Construction Standards, December 1995
   Appraisal Standards and Regulation Update, August 1994
   Perspectives on Appraisals, July 1994
   FIRREA: Overview and Practical Application, September 1993
   Appraisal Principles I, June 1992
   Appraisal Practices I, June 1992
   Appraisal Principles II, June 1992
   Appraisal Practices II, June 1992
   Appraisal Standards and Ethics, June 1992
   Appraisal Practices and Principles, 1977-78
   Graduate Realtors Institute, 1976-79

Professional Business Experience
   1992 to present:  Appraiser, Supervisor and Owner, The Appraisal Office
   1981 to 1992:  Various positions in the insurance industry
   1976 to 1981:  Realtor and Fee Appraiser, Fargo, ND

Appraisal Experience
   Completed more than 4,000 appraisals in the past six years consisting of single family to four family dwellings
   Of these appraisals, approximately 300 were done in a supervisor role of an apprentice appraiser

Description of Assignments
   Private Appraisals for estates, trusts and for selling purposes
   Conventional First Mortgage Appraisals
   FHA Appraisals
   Limited Appraisals for Second Mortgage purposes
   Plat Drawings
   Complete Inspections
   Appraisal Reviews